Effective Date: 06/24/2025
INTRODUCTION
KM Consulting LLC ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website thekmconsulting.com or use our credit consulting services.
INFORMATION WE COLLECT
1. Personal Information:
- Name, email address, phone number, and mailing address
- Financial information related to credit reports and credit history
- Social Security Number (when necessary for credit services)
- Employment and income information
- Communication records and correspondence
2. Automatically Collected Information:
- IP address, browser type, and device information
- Website usage data and analytics
- Cookies and similar tracking technologies
3. HOW WE USE YOUR INFORMATION
- We use your information to:
- Provide credit repair and consulting services
- Communicate with you about our services
- Process payments and maintain records
- Comply with legal obligations
- Improve our website and services
- Send educational content and updates (with your consent)
4. INFORMATION SHARING AND DISCLOSURE
- We may share your information with:
- Credit bureaus and creditors (as necessary for our services)
- Third-party service providers who assist in our operations
- Legal authorities when required by law
- Professional advisors (attorneys, accountants) under confidentiality agreements
- We do NOT sell, rent, or trade your personal information to third parties for marketing purposes.
5. DATA SECURITY
- We implement appropriate security measures to protect your information, including:
- Encrypted data transmission
- Secure storage systems
- Limited access to authorized personnel
- Regular security assessments
6. YOUR RIGHTS
- You have the right to:
- Access and review your personal information
- Request corrections to inaccurate information
- Request deletion of your information (subject to legal requirements)
- Opt-out of marketing communications
- File complaints with relevant authorities
7. COOKIES AND TRACKING
- Our website uses cookies to enhance user experience and analyze website traffic. You can control cookie settings through your browser preferences.
8. THIRD-PARTY SERVICES
- Our website uses:
- Google reCAPTCHA (subject to Google's Privacy Policy)
- GoDaddy Website Builder services
- Analytics tools for website improvement
9. CHILDREN'S PRIVACY
- Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children.
10. CHANGES TO THIS POLICY
- We may update this Privacy Policy periodically. Changes will be posted on our website with the updated effective date.
11. CONTACT INFORMATION
- For questions about this Privacy Policy or your personal information, contact us through:
- Website: thekmconsulting.com
- Contact form on our website